Don't they know I'm trying to pay on their credit card? I opened that BoA checking account, and of course now that's the only account through which I can make payments. So I have to transfer money from my normal checking to my BoA checking, THEN make the payment. Except it takes "up to" 3 days to make the transfer between checking accounts, and by "up to" they mean "at least". So while I'm sitting here waiting on the $89 to make its way from my account to their account, that $89 is sitting on the credit card earning interest for BoA.
(except that it isn't...it's currently on the 0% promotion, but still...it's the principle of the matter...)
Blimey BoA takes its sweet time
June 2nd, 2009 at 04:07 pm
June 2nd, 2009 at 05:37 pm 1243960627
It's the same thing with their Keep The Change program. They'll withdraw the 89cents from my checking account today, but it won't show up in my savings account until tomorrow or the next day.
Where the heck is the money in the interim? It's my money and it's not in any of my accounts. You would think in this day and age of electronics, it would be automatic. I'm talking just pennies here, but you're right - it is the principle of the matter.
June 2nd, 2009 at 07:01 pm 1243965693
All I can tell you is that I log in to my account, choose the credit card, then click "pay now". Then I choose "Bill Pay Choice" on the next screen. There's an option on the next screen that says "Profile" and I can add or change bank accounts here. I have two accounts set up - neither of them BOA - and it gives me a drop down to choose one when I make a payment. You should be able to go through the same steps and use whatever account you want!