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Blimey BoA takes its sweet time

June 2nd, 2009 at 08:07 am

Don't they know I'm trying to pay on their credit card? I opened that BoA checking account, and of course now that's the only account through which I can make payments. So I have to transfer money from my normal checking to my BoA checking, THEN make the payment. Except it takes "up to" 3 days to make the transfer between checking accounts, and by "up to" they mean "at least". So while I'm sitting here waiting on the $89 to make its way from my account to their account, that $89 is sitting on the credit card earning interest for BoA.

(except that it isn't...it's currently on the 0% promotion, but still...it's the principle of the matter...)

2 Responses to “Blimey BoA takes its sweet time”

  1. PottersClay Says:

    I can't understand why transferring funds from one BOA account to another BOA accounts take so long either.

    It's the same thing with their Keep The Change program. They'll withdraw the 89cents from my checking account today, but it won't show up in my savings account until tomorrow or the next day.

    Where the heck is the money in the interim? It's my money and it's not in any of my accounts. You would think in this day and age of electronics, it would be automatic. I'm talking just pennies here, but you're right - it is the principle of the matter.

  2. dmontngrey Says:

    This isn't directed at you, just a general observation. You're not the first person I've heard bring this up! I still don't understand why people are having trouble making payments now that they opened a BOA checking account. I opened one too and at first that was the default account. Somehow I was able to change it back to my main bank!


    All I can tell you is that I log in to my account, choose the credit card, then click "pay now". Then I choose "Bill Pay Choice" on the next screen. There's an option on the next screen that says "Profile" and I can add or change bank accounts here. I have two accounts set up - neither of them BOA - and it gives me a drop down to choose one when I make a payment. You should be able to go through the same steps and use whatever account you want!

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